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To Our Members:

The safety of our Members and Staff are our #1 Priority.

Effective March 19th we will be open from 8am -2pm daily.  

Please be aware moving forward all loan applications must be submitted online, click the link below labeled Loan Application.

We are asking that you use the hand sanitizer located on the left of the door and no more than 2 members in our building at a time.

We appreciate your understanding at this crucial time.

Rates

Loan Rates Vehicle Rates Savings Rates Share Certificate Rates Home Equity Rates Fees

Effective as of: 5/1/2014
Share Certificate Rates
TermAnnual Percentage DividendAnnual Percentage Yield
6 Month0.60%0.60%
12 Month0.95%0.95%
36 Month1.50%1.51%
 
Share Certificate Terms and Disclosures:
1.The interest will reinvest quarterly on all certificates purchased beginning 8/1/2015, and will begin to accrue on the business day you make the deposit. The daily balance method to calculate the interest on your account is used. It applies a daily periodic rate to the principal to the account each day. The interest earned will be credited to the certificate quarterly. The Annual Percentage Yield assumes the interest remains on deposit until maturity. 2.Share Certificates automatically renew upon maturity (effective 8/1/2015). 3.Minimum deposit five hundred dollars ($500.00). 4.Your share certificate will state the APR and APY.
Early Withdrawal Penalties for Share Certificates of Deposits:
After the share certificate is open, you may not make deposits or withdrawals from the account till maturity. If you withdrawal before the maturity date, the following penalty will be imposed. In certain circumstances such as the death or incompetence of an owner of the account, the law permits, or in some cases requires, the waiver of the early withdrawal penalty. 6 month Share Certificate – 60 days Div. 12 month Share Certificate – 90 days Div. 36 month Share Certificate – 120 days Div.
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